Tuesday, February 14, 2012

Tonight we are young, so let's the world on fire

1. Esprit v-neck sweater, GAP pussybow blouse
2. Zara cardigan (newer version here, so tempted to buy!), Joe Fresh pussybow blouse
3. Joe Fresh sweater, Coincidence & Chance silk blouse

Another week of simple work outfits.  My office has been pretty flexible in terms of uniform... which means that I don't have to show up in a pant or skirt suit, but showing up in jeans would definitely be frowned upon. I've yet to find a happy medium, and have been showing up to work wearing dark/neutral colours and shying away from accessories, and even nail polish! Would leggings ever be appropriate, with a nice tunic top over? What about coloured trousers or bottoms? I'd love to hear your thoughts!

I received quite a few comments a few weeks back when I mentioned that I had snagged myself a third job, and I thought I'd address them more in depth here. Throughout university, I juggled two part time jobs, and to be honest, it wasn't that hard. I was extremely fortunate that one of the jobs were flexible in terms of hours.  It also helped that the main courses that I needed for my degree always fell on days where I wasn't required to work. 

After finishing my last course in December, my initial plan was to give myself a few months off before beginning the dreaded job hunt. Juggling all that work meant that I had to sacrifice my previous summers to catch up on courses. I really wanted some time off! Of course, as luck would have it, this amazing opportunity came up in January, and I couldn't pass it by. With three jobs under my belt at the moment, there are some definite pros and cons. For now, even with my student loans looming over me, I'm not too pressed for cash. Obviously, my number one priority is to pay off my loans as fast as possible, but I'm still able to splurge every now and then. However, the work load is hard. I'm sure you can imagine how tiring it is to finish a full day at one office, pack up, and spend a few more hours working at another office.  It's tough, but for my current situation, it works out.

I obviously wouldn't recommend that anyone pick up a second job if they're still in school. I know that a lot of students want to be able to afford luxury, designer items, and minimum-paying jobs barely cover student costs, much less shopping expenses! It's all about saving and self-control. I've had a job since I was 15, and saving (along with the help of student loans) is what enabled me to pay for my own school tuition, without having to rely on my parents. I'm sure they would've been more than happy to help out, but asking them to shell out that kind of money when I was more than capable of earning it just felt selfish. 

I highly suggest opening up a savings account, if you don't have one already. I have a set amount deposited automatically in to my savings, and the amount can vary, depending on what you can spare (I would suggest at least 15%). This account used to be for school expenses, but now that I've graduated, it is strictly responsible for paying off student loans. Absolutely nothing else comes out of this account, no matter how tempted I am by the new Balenciaga Giant 12 hardware! I also have a TFSA account that gets automatic deposits. This type of account is great for those who are a bit older and are saving up for their future (i.e. a car, a house, an RSP, etc.).

Secondly, I strongly recommend that university students take a moment and really think about whether they need a credit card or not. Having a credit card definitely opens you up to more shopping opportunities, and it can be absolutely detrimental, since it's essentially allowing you to spend money that you don't have. I didn't apply for my first credit card until I was 20, which I know is a bit late. With websites like PayPal, where you can sync your debit card and bank account to the website to make online purchases, as well as family members who were willing to let me pay them back in cash, I just didn't have any use for a credit card.  I think this played a huge part in my ability to save.

In the end, it's not about how many hours you work or how much you're being paid.. it's about what you do with your money. Yes, it's thrilling to go to the mall every week and and make multiple small purchases.. but nothing gets your endorphins pumping more than a week under the hot sun on a tropical island, paid for with your hard-earned savings.

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Kristy said...

It's definitely about what we do with our money. I'm glad you included that in your closing paragraph :) I, too, worked two jobs during my final year of university. It was challenging but doable :) I've never owned more than 1 credit card. I first applied for it so I could buy textbooks > $500! Hahahaha :D But owning 1 credit card really helps putting a limit on my spending habit ;)

That Joe Fresh sweater <3 <3 <3


LC said...

love those bow blouses..i need to get my hands on some!

Tinacious Me said...

Great office wear ideas!


Helencakes said...

Great post! I agree with everything you said about money. If you don't have the money, don't spend it! I only use my credit card so I can get money back at the end of the year for using it lol. Plus extra savings at places where they accept SPC :)

Joanna said...

They are such amazing layering pieces! Tiny bow, voluminous bow.. you can never go wrong!

NIk said...

Hello! I just found your blog and I think it's AMAZING! The pics are great and I can see that You really like what you do here! I love people with great ideas, like you!
Your blog is inspiring! I will follow you!


Swellmayde said...

your ambition and hard work is inspiring! keep it up!! love the outfits!

- aimee

SwellMayde DIY's

Joanna said...

Thank you so much! Huge fan of your blog, :).

Samantha said...

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Virginia said...

Good combinations!!!